This overlooked Chase perk cut my grocery and dining bill by $300 a year
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Yahia Barakah Tue, March 31, 2026 at 1:12 PM UTC
This overlooked Chase perk cut my grocery and dining bill by $300 a year (Getty Images)
If you have a Chase Sapphire Reserve or Preferred, a Freedom card or Slate card, or certain Chase co-branded cards, you might be leaving money on the table every month. Many Chase personal and business cards come with DoorDash promos that expire if you don't use them.
I have a Chase Sapphire Reserve card, which means I get DoorDash promos every month. It's a total of $300 each year in DoorDash promos, broken into $60 for restaurant orders and $240 for non-restaurant orders, including groceries, pharmacies and convenience runs.
Here is how this benefit works, what you get based on which Chase card you have and other perks that make it worth remembering.
Who gets complimentary DashPass and monthly promos?
The Chase and DoorDash partnership gives eligible cardmembers two main benefits.
Complimentary DashPass membership
DashPass is DoorDash's subscription that can cut delivery and service fees on eligible orders. DoorDash typically costs $9.99 per month.
With DashPass, you generally get a $0 delivery fee and a lower service fee on restaurant orders of $12 or more, or $25 or more for grocery and retail orders. DashPass members also get 5% back in DoorDash credit on eligible pickup orders and get rotating member deals, including discounted gift cards.
Monthly and quarterly DoorDash promos
The real value is in the DoorDash promos. Depending on your card, you can get anywhere from $10 per quarter to $25 per month to use on DoorDash orders.
💳 Chase Sapphire Reserve, Sapphire Reserve for Business or J.P. Morgan Reserve
Complimentary DashPass through the end of 2027
Two $10 promos each month for grocery or retail orders — a total of $240 a year
One $5 monthly DoorDash restaurant credit — a total of $60 a year
💳 Chase Sapphire Preferred or Ink Business Preferred
Complimentary DashPass through the end of 2027
One $10 promo each month for grocery or retail orders — a total of $120 a year.
💳 Chase Freedom, Slate cards or co-brand cards
Complimentary DashPass for 6–12 months (varies by card)
One $10 promo each quarter for grocery or retail orders — a total of $40 a year
Most of these promos work for groceries, convenience stores, retail and other non-restaurant orders. The catch is they expire. Use them by the end of the month or quarter, or they disappear.
You'll find them in your DoorDash wallet or during checkout, usually labeled as promos. But keep in mind that if you don't spend the full amount in one order, you lose whatever's left over.
🔍 Learn more: 7 cashback credit cards for groceries, gas and more
Getty Images
Get complimentary DashPass and monthly or quarterly promos
Enjoy a complimentary DashPass membership (a $10/month value) with $0 delivery fees and reduced service fees. Plus, get $10 monthly or quarterly promos with your eligible Chase card.*
Get DashPass at DoorDashHow I actually use the promos for groceries and convenience runs
In a household with a Chase Sapphire Reserve card, I get $300 of promos a year. That's enough to make it worth staying on top of the promos instead of letting them expire.
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But I don't go out of my way to use these for delivery orders that I wouldn't normally get. Most months, I use them for groceries, convenience store runs or random household stuff I would buy anyway. When the month is almost over and I haven't used my promos, I open DoorDash and order whatever I need.
Where I shop
DoorDash partners with major grocery chains, including Safeway, Albertsons, Target, Aldi, Wegmans and Winn-Dixie, as well as numerous regional options, depending on your location.
My go-to is the local Winn-Dixie. My typical order includes breakfast sausage, eggs, bread and maybe some fruit. The $10 promo brings the total down to just a few dollars.
On top of that, grocery stores often run buy-one-get-one deals on DoorDash. I recently grabbed two packs of breakfast sausage, 12 eggs and a loaf of bread for $7 before tip, down from $30.49.
DoorDash's Winn-Dixie order
As a last resort, I'll use the promo to pick up a $10 item at the 7-Eleven near me through DoorDash pickup. Wonderful Pistachios are a great healthy snack and usually land right around the $10 mark. Otherwise, I grab beers, seltzer or candy. Depending on your state, alcohol may be excluded from the credit, but the convenience order still works well for snacks and basics.
DoorDash's 7-Eleven orderWhat else I've ordered
I've also used promos for household essentials like paper towels, toothpaste and laundry detergent. These items usually cost more on DoorDash than they would in-store, but when you're using a credit that expires at the end of the month, you're not actually paying the premium yourself.
🔍 Learn more: 10 best apps to save money on food — from groceries to restaurants
The gift card trick I did not know about until last year
DashPass members get access to DoorDash's gift card marketplace, where you can buy discounted digital gift cards from various brands. You'll typically pay 10% to 15% less than face value.
I leaned heavily on this benefit last holiday season. A $200 Nordstrom gift card cost me $170. Same deal for Lowe's, Starbucks, Best Buy, Sephora and Ulta when they rotate through.
DoorDash's gift card order
The cards arrive within minutes by email or text, which makes them perfect for last-minute gifts. I've sent them straight to people with a note using DoorDash’s gift card delivery tool.
One important detail here. You can't use your monthly or quarterly DoorDash promos to buy these gift cards. The discounts are a separate DashPass perk.
🔍 Learn more: 7 things smart holiday shoppers never pay full price for
How to apply the promos at checkout
These DoorDash promos aren’t automatic. You need to apply them during checkout, and you need to pay with the enrolled Chase card. Here’s how you can claim them:
Create your DoorDash account and add items to your cart. Shop groceries, convenience stores or whatever you need.
Tap your cart. Review your order before heading to checkout.
Look for "DashPass Benefit" and apply it. Make sure you've selected your enrolled Chase card as the payment method, and the promo should appear as an available benefit.
Check for additional store offers. Under "Deals and gift cards" you may find additional stackable discounts.
*DashPass benefits apply only to eligible orders from DashPass merchants that meet the minimum subtotal requirement, excluding fees and taxes. Subtotal minimums will be identified on DoorDash for each DashPass eligible merchant. Other fees (including service fee), taxes, and gratuity still apply. DashPass terms here and cancellation instructions here.
Source: “AOL Money”
